Hotels
The service industry encompasses a broad range of different types of hospitality, including hotels and accommodation, event planning and management, golf and country clubs, among others. Occupations within this industry range from servers to porters, housekeepers, management, administrative and marketing staff.
The risks and hazards in the service industry include those that apply in most sectors, such as slips, trips and falls, repetitive strain injuries, and the risk of traffic accidents while traveling for work purposes. Injuries directly related to the service industry are those caused by operational activities. Statistics from OSHA show hotel employees have higher rates of injury than any other service workers, with room cleaning representing a particular concern. After studying incidents from a group of hotel companies over a three-year period, the overall injury rate was set at 5.2 injuries per 100 worker years, with housekeepers coming in at between seven and 10 per 100 worker years.
The importance of workers’ compensation coverage for service workers cannot be understated. In an industry where success is dependent on able-bodied employees with a positive attitude, companies cannot afford to put workers at risk of injury. By ensuring adequate insurance for all medical expenses and long-term disability for recovery periods, business owners can safeguard against the devastating effect injuries can have on their operations.
The risks and hazards in the service industry include those that apply in most sectors, such as slips, trips and falls, repetitive strain injuries, and the risk of traffic accidents while traveling for work purposes. Injuries directly related to the service industry are those caused by operational activities. Statistics from OSHA show hotel employees have higher rates of injury than any other service workers, with room cleaning representing a particular concern. After studying incidents from a group of hotel companies over a three-year period, the overall injury rate was set at 5.2 injuries per 100 worker years, with housekeepers coming in at between seven and 10 per 100 worker years.
The importance of workers’ compensation coverage for service workers cannot be understated. In an industry where success is dependent on able-bodied employees with a positive attitude, companies cannot afford to put workers at risk of injury. By ensuring adequate insurance for all medical expenses and long-term disability for recovery periods, business owners can safeguard against the devastating effect injuries can have on their operations.
Non-Eligible Questions
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer use contract labor without first obtaining certificates of insurance?
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer use contract labor without first obtaining certificates of insurance?