Field Crops
Workers’ compensation insurance pays medical and income benefits to workers who are injured at work or have work-related diseases or illnesses.
This type of insurance protects workers by making sure that they are compensated for their injuries. It also helps employers because it relieves them of liability for claims and gives them certain legal protections, including immunity from most injury lawsuits.
Workers get benefits based on the type and severity of their injuries. There are four types of workers’ compensation benefits:
This type of insurance protects workers by making sure that they are compensated for their injuries. It also helps employers because it relieves them of liability for claims and gives them certain legal protections, including immunity from most injury lawsuits.
Workers get benefits based on the type and severity of their injuries. There are four types of workers’ compensation benefits:
- Income benefits pay a portion of a worker’s lost wages.
- Medical benefits pay for medical care to treat the work injury.
- Burial benefits pay for some funeral expenses.
- Death benefits pay some lost wages to the family of a worker killed on the job.
Non-Eligible Questions
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer use contract labor without first obtaining certificates of insurance?
Does your customer provide housing to any employees? What percentage of your employees have a driving exposure over 25 miles?
Does your customer compensate employees via a piecework method?
Is your customer a farm labor contractor, custom harvester or farm/vineyard manager?
Does your client retain the services of a Farm Labor Contractor? Does your client utilize H-2A workers?
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer use contract labor without first obtaining certificates of insurance?
Does your customer provide housing to any employees? What percentage of your employees have a driving exposure over 25 miles?
Does your customer compensate employees via a piecework method?
Is your customer a farm labor contractor, custom harvester or farm/vineyard manager?
Does your client retain the services of a Farm Labor Contractor? Does your client utilize H-2A workers?