Auto Body Repair
Accidents happen, even in the safest workplaces. Auto repair shops are dangerous places, particularly for the employees who do the work. The potential for smashed hands and crushed limbs from machinery or falling vehicles is with you and your employees every day. And if one of your employees gets injured while on the job, he or she may not be able to work until fully recovered.
Workers’ compensation insurance protects your employees and your business from the costs associated with work-related injuries and illnesses. It provides coverage for medical care and income protection for an injured worker while he or she is unable to work. Workers’ compensation insurance also helps protect employers from lawsuits by injured employees.
Non-Eligible Questions
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer tow, provide roadside service or mobile repair?
Does your customer sponsor a racing team or racing events?
Does your customer's rubber tire sales exceed 10%?
Does your customer work on large trucks, buses, trailers, forklifts or RVs?
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer tow, provide roadside service or mobile repair?
Does your customer sponsor a racing team or racing events?
Does your customer's rubber tire sales exceed 10%?
Does your customer work on large trucks, buses, trailers, forklifts or RVs?