Apt/Condo Operations
Workers compensation insurance protects both the employee and the employer. While the majority of companies are responsible and would compensate employees appropriately, there are quite a few that would not. Therefore, workers compensation is required by nearly every state. In California, not providing worker’s compensation insurance is a criminal offense and can result in a $10,000 fine and/or imprisonment up to one year.Whether your business is large or small, or if you have employees, it is in the company’s best interest to get workers compensation insurance. Depending on your industry, it’s possible that some independent contractors that your company hires are deemed as employees. If you hire independent contractors and pay them by the hour, it is possible that the state could view them as an employee rather than a contractor.
Non-Eligible Questions
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer perform construction or repairs beyond normal maintenance?
Does your customer charge at least $600/month for a one bedroom unit?
Does your customer require a security deposit prior to occupancy?
Does your customer have any locations exceeding 15 units or any employees living on premises?
Does your customer use contract labor without first obtaining certificates of insurance?
Is your customer going to be affiliated with an Employee Leasing firm or a Professional Employer Organization (PEO) during the period for which coverage is being requested?
In the last 3 years, has your customer had a lapse in workers' compensation coverage as defined by the statute in their state of operation?
Does your customer perform construction or repairs beyond normal maintenance?
Does your customer charge at least $600/month for a one bedroom unit?
Does your customer require a security deposit prior to occupancy?
Does your customer have any locations exceeding 15 units or any employees living on premises?
Does your customer use contract labor without first obtaining certificates of insurance?